Answers to gosy majoring in Finance and Credit DOC

Speciality 080105 "Finance and Credit"
Money, credit, banks. Finance. Investments.
Finance organizations.
1. The concept and elements of the banking system.
The concept of the banking system and its properties. Types of banking systems. The distinction between administrative and command and market banking systems. Factors determining the development of the banking system. The factors that determine the current state of the banking system.
Characteristic elements of the banking system. The essence of the bank, as part of the banking system. The definitions of the bank as the company as a credit institution. Two types of credit institutions: banks and non-bank credit organizations (general and difference).
2. The need for and nature of the loan. The need for and the possibility of a loan. The essence of the loan. The structure of the loan, its element. Credit transaction as an organizing element of the loan. Stage movement of credit.
Credit is an essential part of commodity-money relations. Cash savings and loan capital. The relationship of credit and money in the system of economic relations.
3. Functions and credit laws. Methodological basis of the analysis of the credit function. Feature redistributive function of the loan and replace functions. Laws of the loan. Theory of Credit and their evolution in economics.
4. The forms and types of credit. Classification of forms of credit, depending on the nature of the cost, the nature of the lender and the borrower, the nature of the target needs of the borrower. Banking form of credit and its features. Commercial credit, its evolution and characteristics. Features of state, international and consumer credit. Types of loans.
5. The main forms of international credit. International credit: the nature, functions, forms. International financial flows and world markets. The global credit market. Gold market.
6. The role of credit in the redistribution of resources management. The role of credit in the development and the smooth implementation of the processes of reproduction at the macro and micro level. The role of credit in the economical use of material and financial resources. The role of credit in the organization and regulation of money turnover.
7. Loan interest and its economic role. The essence and function of loan interest. Using the loan interest. Borders lending rate and the sources of its payment. The criteria for differentiating the level of interest rates. The role of loan interest in a market economy.
8. The forms of non-cash payments. Letter of credit. calculations by payment orders, requirements, calculations planned payments. Payments by check. Prospects for development of cashless payments.
9. cash turnover, and his organization. The concept of cash turnover. The scheme of cash flows in the economy. Principles of organization of cash turnover. The concept of the monetary system of the country. The genesis of the development of monetary systems.
10. Fundamentals of international monetary and settlement relations. Currency relations monetary system. Elements of the evolution of the world monetary system. Currency system of Russia. European Monetary System.
11. Characteristics of money as an economic category. The need for and preconditions of money. Types of money, especially their transformation. Theory of Money and their development in modern conditions.
12. The content, purpose and features of the functioning of money. Money in function Merya cost means of circulation, means of payment. Function means of accumulation. Types of cash savings. Money in the sphere of international economic turnover.
13. The role of money in the reproduction process. The role of money in the development of production and improve its efficiency. the role of money in the process of formation, distribution and redistribution of national income. The role of money in foreign economic relations.
14. Credit nature of modern mone